Consumer financial behavior

Author

• Raaij, W. Fred van

Additional Author(s)

-

Publisher

Hanover, MA: now, 2012

Language

English

ISBN

9781601988645

Series

Subject(s)

• CONSUMER BEHAVIOR-PSYCHOLOGICAL ASPECTS
• FINANCE, PERSONAL-PSYCHOLOGICAL ASPECTS

Notes

. Bibliography: p. 113-124.

Abstract

Consumer Financial Behavior deals with the questions of how consumers should manage their financial affairs and how the market can educate and aid consumers in making better financial decisions, and become more customer-centric. By analyzing financial behavioral acts and skills, and the economic, sociological, and psychological variables that may influence them, the author focuses on the determinants and consequences of spending, saving, borrowing, insuring, and investing, and explains how both the market and consumers can achieve responsible financial behavior. The objective of Consumer Financial Behavior is to bring together the scientific knowledge of this topic in a systematic way to improve our understanding and provide insights into this behavior. Section 2 focuses on money management, spending, and budgeting. Section 3 examines saving behavior, saving motives and goals. Section 4 reviews Credit behavior and debt problems. Insurance behavior and the avoidance of potential financial losses is covered in section 5. Section 6 considers pension plans and old-age provisions.
Section 7 examines investment behavior, which is often risky and full of biases and heuristics guiding private investor's behavior. Section 8 considers Tax behavior, compliance and evasion. The monograph concludes by examining Responsible financial behavior - the ultimate goal for consumer financial behavior.

Physical Dimension

Number of Page(s)

xii, 124 p.

Dimension

23 cm.

Other Desc.

-

Summary / Review / Table of Content

Introduction.;
Money Management, Spending and Budgeting.;
Saving Behavior.;
Credit Behavior and Debt Problems.;
Insurance Behavior.;
Pension Plans and Old-Age Provisions.;
Investment Behavior.;
Tax Behavior: Compliance and Evasion.;
Responsible Financial Behavior.;
References.

Exemplar(s)

#	Accession No.	Call Number	Location	Status
1.	02811/18	658.8342 Raa C	Library - 7th Floor	Available